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CHECKING

  • Free Checking
    Free Check Safekeeping
    No minimum balance required
    Unlimited check writing
    No Monthly Service Charge
  • Special Checking
    No minimum balance required
    Unlimited check writing
    Service charge is $1.00 per month, plus .25 per check written
  • Regular Checking
    Minimum balance of $300.00 required
    Unlimited check writing
    Service charge is $2.00 per month, plus .25 per check written, if balance falls below $300.00
  • Money Market Checking
    Minimum balance of $1,000.00 required
    Unlimited check writing
    Pays the current Money Market Checking interest rate
    Service charge is $8.00 if balance falls below $1,000.00
  • Silver Account – (Age 60+)
    No minimum balance required
    Unlimited check writing
    No monthly service charge
    Free personal size wallet checks

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SAVINGS

  • Regular Savings
    Minimum balance of $200.00 required
    First three withdrawals per month are free; subsequent withdrawals are $1.00 per withdrawal
    Service charge is $2.00 per month if balance falls below $200.00
  • Money Market Savings
    Minimum balance of $1,000.00 required
    Withdrawals are limited to 3 checks to 3rd parties and 6 telephone transfers per month; (withdrawals in person or by mail are unlimited)
    Pays the current Money Market Savings interest rate
    Service charge is $10.00 if balance falls below $1,000.00
  • Minor Savings – (Under Age 18)
    No minimum balance required
    Service charge waived until age 18
    Opening deposit $25.00
  • Certificates of Deposit – Minimum deposit of $500.00; terms range from 3 months to 5 years; penalty for early withdrawal, see Product Rates for more information.

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PRODUCT RATES

Account Name Rate APY
Regular Savings 1.00 1.01
Money Market Savings 1.00 1.01
Money Market Checking 1.00 1.01
3 Month CD 2.00 2.02
6 Month CD 2.25 2.27
1 Year CD 2.50 2.50
18 Month CD 2.50 2.50
2 Year CD 3.00 3.00
3 year CD 3.25 3.25
5 Year CD 3.75 3.75
VAR IRA 4.25 4.33

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